Global markets.Built for Zambia.
Ophir Markets gives you simple access to U.S. stocks like Apple and NVIDIA, Zambian companies on the LuSE, and Government Treasury Bills — all funded in Kwacha, from one wallet.
0+
U.S. stocks & ETFs
$0
Minimum to invest
0.0%
FX spread (avg)
0/7
Account access
Three steps from Kwacha to U.S. stocks.
No brokerage account opening abroad. No wire transfers. No friction. Built for the way Zambians already move money.
Create your account
Sign up in minutes with your NRC. We handle KYC end-to-end, aligned with Bank of Zambia requirements.
Fund with Kwacha
Top up via mobile money or bank transfer. We convert ZMW to USD with transparent FX before you buy.
Invest globally
Buy fractional shares of U.S. companies from $1. Track performance, set alerts, and build for the long term.
Invest globally — and back home.
Ophir Markets is the only place a Zambian can hold U.S. blue-chips, shares in local companies on the Lusaka Securities Exchange, and Government Treasury Bills — side by side, from one Kwacha wallet.
Invest globally
Own fractional shares of the world’s biggest companies — Apple, NVIDIA, Tesla, and 6,000+ U.S. stocks and ETFs. Funded in Kwacha, settled in dollars, custodied by SEC-registered partners.
And back home
Buy shares in Zambian companies on the Lusaka Securities Exchange and lend to the Government through Treasury Bills — all in Kwacha, with no currency conversion and no FX spread.
Lusaka Securities Exchange
Government Treasury Bills & Bonds
10.5%
91-day
12.3%
182-day
22.0%
15-year
Build wealth in dollars to hedge the Kwacha — and invest back into Zambia’s own economy.
Institutional infrastructure, consumer-grade simplicity.
Every detail is engineered for the realities of investing from Zambia.
Mobile money funding
Fund your account with MTN MoMo, Airtel Money, or Zamtel Kwacha. From phone to U.S. stock in under five minutes.
Fractional shares from $1
Own a piece of Apple, NVIDIA, or Tesla without buying a whole share. Invest the amount that fits your budget.
Real-time U.S. markets
Live prices, charts, and order routing through SEC-registered broker partners. Markets open at 14:30 Lusaka time.
Built-in ZMW ↔ USD
Transparent FX with one of the tightest spreads in Africa. See the rate before you invest.
Institutional-grade security
Funds held with SIPC-protected partners. KYC/AML aligned with Bank of Zambia and global standards.
Learn as you invest
Bite-sized lessons designed for first-time investors, in plain English and ChiNyanja.
Global from day one
Access 6,000+ U.S. listed stocks and ETFs — SPY, QQQ, VOO, Apple, NVIDIA and more.
Instant orders
Place market and limit orders in two taps. Recurring buys and price alerts ship at launch.
The stocks Zambians are watching.
Your money is held by regulated U.S. partners.
Securities are custodied by SEC-registered, SIPC-protected broker-dealers. Your Kwacha deposits are held in segregated accounts at top Zambian banks until conversion. We do not lend out customer securities, and we never touch your funds beyond regulated flows.
Read about our security modelSIPC
Up to $500,000 protection per account on partner securities.
Bank of Zambia
Operating within Zambian foreign-exchange regulations.
SEC-regulated
Trades routed through U.S. SEC-registered broker-dealers.
Segregated funds
ZMW deposits held at top-tier Zambian banks.
Partners & infrastructure
Built with Zambians, for Zambians.
“I always thought you needed thousands of dollars and a U.S. bank account to invest in companies like Apple. With Ophir Markets, K500 from my MoMo got me started.”
Chanda M.
Teacher · Kitwe
“Finally a product that feels like Robinhood but actually works for us in Zambia. The FX rate is transparent and the app is fast.”
Joseph K.
Software Engineer · Lusaka
“I dollar-cost-average into VOO every Friday after I deposit Kwacha. Ophir Markets is helping me build a long-term hedge against inflation.”
Mwansa B.
Small business owner · Ndola
The world’s markets, a tap away.
Join the early waitlist and be among the first Zambians to invest globally with Ophir Markets.